With over 35 years of experience as an Independent Financial Advisor, I help clients achieve their financial goals, whether they are personal or business-related. I have a Diploma in Financial Planning from the Chartered Insurance Institute (CII), together with the CII Advanced qualification in Senior Management and Supervision. Delivery to clients has included a focus on retirement and business growth strategies, often in combination with Business Mentoring. My regulatory pathway is as a registered individual with Realistic Financial Planning Ltd, an appointed representative of Sense Network Limited, which is authorised and regulated by the Financial Conduct Authority. In addition to my financial advisory role, I am a Help To Grow Business Mentor (Hertfordshire University). As a community volunteer, I Chair The Hertfordshire Independent Stop & Search Scrutiny Panel, as well as Chair of Trustees at KORI, a London based Youth Charity. Passionate about supporting clients and communities with mentoring, coaching, network building, and organisational development. With a keen interest in the optimisation of customer centric Technology. I have a Certificate of Mortgage Practice from The London Institute of Banking & Finance, A member of The national association of Commercial Finance Brokers and I am a MOE Certified Coach. I believe in listening, empathy, and objectivity as the key ingredients for successful relationships and outcomes.